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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,528 | $57,352-45.0% | $83,831-62.4% | $64,173-50.9% |
| Participation rate | 29.3% | 68.6%-39.3pp | 76.1%-46.8pp | 69.6%-40.3pp |
| Annual return | -7.75% | 11.38%-19.1pp | 850.99%-858.7pp | 7.63%-15.4pp |
| Employer contribution / active EE | $788 | $2,546-69.0% | $3,631-78.3% | $2,381-66.9% |
| Participant deferral / active EE | $1,689 | $2,993-43.6% | $4,082-58.6% | $3,470-51.3% |
| Admin fee / account holder | $5,058 | $4,046+25.0% | $5,479-7.7% | $4,887+3.5% |