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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,383 | $183,539-57.8% | $155,556-50.3% | $145,897-47.0% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 13.51% | 61.31%-47.8pp | 64.84%-51.3pp | 552.29%-538.8pp |
| Employer contribution / active EE | $9,015 | $5,315+69.6% | $4,675+92.8% | $4,663+93.3% |
| Participant deferral / active EE | $9,119 | $6,467+41.0% | $5,631+61.9% | $6,689+36.3% |
| Admin fee / account holder | $455 | $19,275-97.6% | $15,885-97.1% | $13,390-96.6% |