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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,387 | $124,351-76.4% | $109,188-73.1% | $167,553-82.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 146.82% | 26.04%+120.8pp | 25.76%+121.1pp | 478.89%-332.1pp |
| Employer contribution / active EE | $2,647 | $4,210-37.1% | $3,723-28.9% | $4,840-45.3% |
| Participant deferral / active EE | $1,756 | $5,257-66.6% | $4,654-62.3% | $6,343-72.3% |
| Admin fee / account holder | $1,677 | $7,975-79.0% | $6,755-75.2% | $12,316-86.4% |