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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,248 | $115,814-89.4% | $101,275-87.9% | $158,982-92.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 13.22% | 56.16%-42.9pp | 46.48%-33.3pp | 302.99%-289.8pp |
| Employer contribution / active EE | $1,786 | $4,176-57.2% | $3,660-51.2% | $4,763-62.5% |
| Participant deferral / active EE | $1,745 | $4,958-64.8% | $4,371-60.1% | $5,983-70.8% |
| Admin fee / account holder | $306 | $7,249-95.8% | $5,948-94.9% | $11,252-97.3% |