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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,169 | $56,357+122.1% | $104,303+20.0% | $68,498+82.7% |
| Participation rate | 50.0% | 63.3%-13.3pp | 73.3%-23.3pp | 67.9%-17.9pp |
| Annual return | -14.89% | -9.19%-5.7pp | 24.61%-39.5pp | -7.84%-7.0pp |
| Employer contribution / active EE | $845 | $1,960-56.9% | $3,372-75.0% | $2,596-67.5% |
| Participant deferral / active EE | $2,615 | $3,077-15.0% | $4,625-43.5% | $4,027-35.1% |
| Admin fee / account holder | $839 | $4,903-82.9% | $7,340-88.6% | $5,403-84.5% |