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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,562 | $58,851+74.3% | $115,167-10.9% | $72,976+40.5% |
| Participation rate | 50.0% | 65.5%-15.5pp | 75.9%-25.9pp | 69.5%-19.5pp |
| Annual return | 21.68% | 23.16%-1.5pp | 35.60%-13.9pp | 81.02%-59.3pp |
| Employer contribution / active EE | $612 | $1,798-66.0% | $3,179-80.8% | $2,440-74.9% |
| Participant deferral / active EE | $1,846 | $2,643-30.2% | $4,169-55.7% | $3,608-48.8% |
| Admin fee / account holder | $243 | $6,370-96.2% | $7,089-96.6% | $5,124-95.3% |