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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,916 | $84,628-56.4% | $61,501-40.0% | $134,545-72.6% |
| Participation rate | 20.0% | 62.2%-42.2pp | 52.6%-32.6pp | 81.2%-61.2pp |
| Annual return | -20.47% | 585.61%-606.1pp | 339.04%-359.5pp | 418.37%-438.8pp |
| Employer contribution / active EE | $341 | $1,545-77.9% | $1,160-70.6% | $4,742-92.8% |
| Participant deferral / active EE | $2,020 | $2,819-28.3% | $2,125-4.9% | $6,401-68.4% |
| Admin fee / account holder | $2,726 | $2,587+5.4% | $2,132+27.9% | $11,431-76.1% |