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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,147 | $110,629-76.4% | $80,784-67.6% | $167,553-84.4% |
| Participation rate | 21.1% | 64.0%-42.9pp | 54.2%-33.1pp | 82.1%-61.1pp |
| Annual return | 24.46% | 120.58%-96.1pp | 87.31%-62.8pp | 478.89%-454.4pp |
| Employer contribution / active EE | $769 | $1,543-50.1% | $1,160-33.7% | $4,840-84.1% |
| Participant deferral / active EE | $2,755 | $2,871-4.0% | $2,145+28.4% | $6,343-56.6% |
| Admin fee / account holder | $20 | $4,547-99.6% | $3,380-99.4% | $12,316-99.8% |