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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,586 | $107,421-61.3% | $182,262-77.2% | $94,015-55.8% |
| Participation rate | 62.5% | 77.8%-15.3pp | 84.2%-21.7pp | 70.8%-8.3pp |
| Annual return | 19.10% | 21.32%-2.2pp | 140.60%-121.5pp | 17.84%+1.3pp |
| Employer contribution / active EE | $1,219 | $3,448-64.6% | $5,046-75.8% | $2,790-56.3% |
| Participant deferral / active EE | $3,404 | $6,558-48.1% | $8,276-58.9% | $4,249-19.9% |
| Admin fee / account holder | $712 | $8,692-91.8% | $16,712-95.7% | $8,951-92.0% |