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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,244 | $162,136-70.2% | $152,301-68.3% | $154,746-68.8% |
| Participation rate | 87.5% | 84.1%+3.4pp | 82.4%+5.1pp | 80.7%+6.8pp |
| Annual return | 9.73% | 91.02%-81.3pp | 80.50%-70.8pp | 172.34%-162.6pp |
| Employer contribution / active EE | $2,686 | $4,890-45.1% | $4,624-41.9% | $4,379-38.7% |
| Participant deferral / active EE | $6,641 | $8,341-20.4% | $8,004-17.0% | $6,730-1.3% |
| Admin fee / account holder | $5,204 | $15,759-67.0% | $14,398-63.9% | $14,365-63.8% |