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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,908 | $132,634+92.2% | $115,768+120.2% | $137,256+85.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 17.55% | 160.70%-143.1pp | 100.46%-82.9pp | 220.34%-202.8pp |
| Employer contribution / active EE | $4,836 | $3,360+43.9% | $2,940+64.5% | $4,156+16.4% |
| Participant deferral / active EE | $13,182 | $5,619+134.6% | $4,917+168.1% | $6,407+105.8% |
| Admin fee / account holder | $33,544 | $15,028+123.2% | $12,439+169.7% | $12,270+173.4% |