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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,908 | $139,948+82.1% | $121,663+109.5% | $154,746+64.7% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 17.55% | 230.52%-213.0pp | 147.54%-130.0pp | 172.34%-154.8pp |
| Employer contribution / active EE | $4,836 | $3,521+37.3% | $3,020+60.1% | $4,379+10.4% |
| Participant deferral / active EE | $13,182 | $5,629+134.2% | $4,887+169.7% | $6,730+95.9% |
| Admin fee / account holder | $33,544 | $17,321+93.7% | $14,289+134.8% | $14,365+133.5% |