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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,300 | $228,352-85.0% | $185,827-81.5% | $158,950-78.4% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 22.05% | 40.81%-18.8pp | 35.96%-13.9pp | 302.91%-280.9pp |
| Employer contribution / active EE | $3,396 | $4,967-31.6% | $4,087-16.9% | $4,762-28.7% |
| Participant deferral / active EE | $6,391 | $6,416-0.4% | $5,633+13.5% | $5,983+6.8% |
| Admin fee / account holder | $1,064 | $11,867-91.0% | $9,502-88.8% | $11,248-90.5% |