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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,543 | $211,946-89.8% | $169,452-87.3% | $135,379-84.1% |
| Participation rate | 66.7% | 82.6%-16.0pp | 77.8%-11.1pp | 82.6%-16.0pp |
| Annual return | -10.61% | 3.26%-13.9pp | 1.83%-12.4pp | 519.79%-530.4pp |
| Employer contribution / active EE | $2,318 | $5,117-54.7% | $4,157-44.2% | $4,779-51.5% |
| Participant deferral / active EE | $4,171 | $6,075-31.3% | $5,277-21.0% | $5,609-25.6% |
| Admin fee / account holder | $17 | $11,472-99.9% | $9,110-99.8% | $10,828-99.8% |