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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,050 | $67,894+47.4% | $89,340+12.0% | $82,448+21.3% |
| Participation rate | 91.7% | 64.0%+27.6pp | 69.6%+22.1pp | 68.1%+23.6pp |
| Annual return | 16.27% | 19.21%-2.9pp | 20.57%-4.3pp | 41.64%-25.4pp |
| Employer contribution / active EE | $1,979 | $1,828+8.3% | $2,231-11.3% | $2,551-22.4% |
| Participant deferral / active EE | $6,502 | $3,072+111.6% | $3,823+70.1% | $4,139+57.1% |
| Admin fee / account holder | $1,067 | $5,723-81.3% | $6,704-84.1% | $7,234-85.2% |