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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,266 | $108,825+2.2% | $156,181-28.8% | $82,448+35.0% |
| Participation rate | 53.7% | 72.4%-18.7pp | 78.8%-25.1pp | 68.1%-14.4pp |
| Annual return | 16.58% | 20.59%-4.0pp | 64.87%-48.3pp | 41.64%-25.1pp |
| Employer contribution / active EE | $1,035 | $2,870-63.9% | $4,294-75.9% | $2,551-59.4% |
| Participant deferral / active EE | $5,519 | $4,577+20.6% | $6,132-10.0% | $4,139+33.3% |
| Admin fee / account holder | $7,114 | $9,341-23.8% | $14,586-51.2% | $7,234-1.7% |