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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,081 | $87,546-66.8% | $75,784-61.6% | $125,389-76.8% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -7.36% | 13.49%-20.8pp | 9.68%-17.0pp | 282.24%-289.6pp |
| Employer contribution / active EE | $5,439 | $3,930+38.4% | $3,323+63.7% | $4,866+11.8% |
| Participant deferral / active EE | $3,832 | $4,230-9.4% | $3,652+4.9% | $5,352-28.4% |
| Admin fee / account holder | $1,528 | $6,503-76.5% | $5,300-71.2% | $9,541-84.0% |