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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,500 | $106,247-17.6% | $96,515-9.3% | $139,466-37.3% |
| Participation rate | 85.7% | 77.8%+7.9pp | 74.3%+11.4pp | 80.3%+5.4pp |
| Annual return | 12.14% | 38.47%-26.3pp | 35.73%-23.6pp | 373.66%-361.5pp |
| Employer contribution / active EE | $2,048 | $4,106-50.1% | $3,740-45.2% | $4,754-56.9% |
| Participant deferral / active EE | $483 | $5,456-91.1% | $4,880-90.1% | $6,712-92.8% |
| Admin fee / account holder | $373 | $7,885-95.3% | $6,735-94.5% | $11,409-96.7% |