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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,783 | $70,366-56.3% | $66,674-53.8% | $138,895-77.8% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 10.38% | 386.41%-376.0pp | 321.24%-310.9pp | 145.39%-135.0pp |
| Employer contribution / active EE | $3,064 | $2,765+10.8% | $2,620+16.9% | $4,194-26.9% |
| Participant deferral / active EE | $4,893 | $4,374+11.9% | $4,084+19.8% | $6,396-23.5% |
| Admin fee / account holder | $14,899 | $5,262+183.1% | $5,098+192.2% | $12,562+18.6% |