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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,683 | $96,643-75.5% | $86,617-72.7% | $139,456-83.0% |
| Participation rate | 86.7% | 74.4%+12.3pp | 71.7%+15.0pp | 80.3%+6.3pp |
| Annual return | 22.14% | 106.57%-84.4pp | 591.91%-569.8pp | 373.45%-351.3pp |
| Employer contribution / active EE | $3,109 | $3,264-4.7% | $3,023+2.8% | $4,753-34.6% |
| Participant deferral / active EE | $6,220 | $4,835+28.6% | $4,437+40.2% | $6,711-7.3% |
| Admin fee / account holder | $449 | $6,406-93.0% | $5,613-92.0% | $11,407-96.1% |