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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $29,653 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,106 | $68,573+81.0% | $120,368+3.1% | $80,874+53.5% |
| Participation rate | 67.2% | 61.6%+5.6pp | 71.9%-4.7pp | 67.6%-0.4pp |
| Annual return | 16.65% | 23.61%-7.0pp | 107.26%-90.6pp | 35.62%-19.0pp |
| Employer contribution / active EE | $3,428 | $2,052+67.1% | $3,465-1.1% | $2,756+24.4% |
| Participant deferral / active EE | $7,047 | $3,174+122.0% | $4,991+41.2% | $4,297+64.0% |
| Admin fee / account holder | $258 | $5,734-95.5% | $9,429-97.3% | $6,935-96.3% |