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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $29,653 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,106 | $68,880+80.2% | $120,580+2.9% | $80,959+53.3% |
| Participation rate | 67.2% | 61.7%+5.5pp | 72.0%-4.7pp | 67.7%-0.5pp |
| Annual return | 16.65% | 23.68%-7.0pp | 107.48%-90.8pp | 35.67%-19.0pp |
| Employer contribution / active EE | $3,428 | $2,066+65.9% | $3,469-1.2% | $2,757+24.3% |
| Participant deferral / active EE | $7,047 | $3,191+120.9% | $4,995+41.1% | $4,300+63.9% |
| Admin fee / account holder | $258 | $5,785-95.5% | $9,418-97.3% | $6,925-96.3% |