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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,891 | $95,188+17.5% | $76,518+46.2% | $135,379-17.3% |
| Participation rate | 50.0% | 74.4%-24.4pp | 68.0%-18.0pp | 82.6%-32.6pp |
| Annual return | -5.59% | 4.85%-10.4pp | -0.27%-5.3pp | 519.79%-525.4pp |
| Employer contribution / active EE | $7,788 | $3,303+135.8% | $2,647+194.2% | $4,779+63.0% |
| Participant deferral / active EE | $21,500 | $4,640+363.4% | $3,836+460.5% | $5,609+283.3% |
| Admin fee / account holder | $0 | $6,249-100.0% | $4,849-100.0% | $10,828-100.0% |