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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,676 | $91,760-28.4% | $156,181-57.9% | $67,986-3.4% |
| Participation rate | 65.6% | 65.0%+0.6pp | 78.8%-13.2pp | 57.2%+8.4pp |
| Annual return | 27.46% | 18.14%+9.3pp | 64.87%-37.4pp | 31.67%-4.2pp |
| Employer contribution / active EE | $2,011 | $2,419-16.9% | $4,294-53.2% | $2,019-0.4% |
| Participant deferral / active EE | $5,515 | $3,960+39.3% | $6,132-10.1% | $3,358+64.2% |
| Admin fee / account holder | $6,003 | $3,949+52.0% | $14,586-58.8% | $3,203+87.4% |