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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,676 | $95,904-31.5% | $173,730-62.2% | $64,340+2.1% |
| Participation rate | 65.6% | 60.6%+5.0pp | 79.6%-14.0pp | 55.2%+10.4pp |
| Annual return | 27.46% | 17.47%+10.0pp | 19.96%+7.5pp | 24.14%+3.3pp |
| Employer contribution / active EE | $2,011 | $2,323-13.4% | $4,577-56.1% | $1,862+8.0% |
| Participant deferral / active EE | $5,515 | $3,488+58.1% | $6,326-12.8% | $2,980+85.0% |
| Admin fee / account holder | $6,003 | $5,089+18.0% | $17,523-65.7% | $3,703+62.1% |