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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,354 | $178,174-4.4% | $156,181+9.1% | $137,256+24.1% |
| Participation rate | 94.4% | 82.0%+12.4pp | 78.8%+15.6pp | 80.0%+14.5pp |
| Annual return | 19.04% | 84.19%-65.1pp | 64.87%-45.8pp | 220.34%-201.3pp |
| Employer contribution / active EE | $6,112 | $4,972+22.9% | $4,294+42.4% | $4,156+47.1% |
| Participant deferral / active EE | $9,491 | $6,888+37.8% | $6,132+54.8% | $6,407+48.1% |
| Admin fee / account holder | $747 | $17,404-95.7% | $14,586-94.9% | $12,270-93.9% |