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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,663 | $135,645-53.8% | $110,243-43.2% | $135,379-53.7% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -11.80% | 513.24%-525.0pp | 314.76%-326.6pp | 519.79%-531.6pp |
| Employer contribution / active EE | $5,099 | $4,907+3.9% | $3,827+33.3% | $4,779+6.7% |
| Participant deferral / active EE | $7,156 | $5,507+29.9% | $4,672+53.2% | $5,609+27.6% |
| Admin fee / account holder | $1,698 | $11,458-85.2% | $8,548-80.1% | $10,828-84.3% |