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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,717 | $183,978-26.2% | $162,171-16.3% | $152,885-11.2% |
| Participation rate | 62.5% | 88.5%-26.0pp | 87.6%-25.1pp | 82.5%-20.0pp |
| Annual return | 17.75% | 150.78%-133.0pp | 115.60%-97.9pp | 345.39%-327.6pp |
| Employer contribution / active EE | $3,897 | $6,370-38.8% | $5,613-30.6% | $4,763-18.2% |
| Participant deferral / active EE | $6,978 | $8,033-13.1% | $7,297-4.4% | $5,851+19.3% |
| Admin fee / account holder | $37,629 | $13,122+186.8% | $10,843+247.0% | $11,598+224.4% |