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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,142 | $197,625-30.6% | $177,840-22.9% | $158,966-13.7% |
| Participation rate | 83.3% | 88.5%-5.2pp | 87.7%-4.4pp | 82.0%+1.4pp |
| Annual return | 6.44% | 58.76%-52.3pp | 48.32%-41.9pp | 302.95%-296.5pp |
| Employer contribution / active EE | $4,347 | $6,698-35.1% | $5,919-26.6% | $4,762-8.7% |
| Participant deferral / active EE | $8,554 | $8,405+1.8% | $7,714+10.9% | $5,983+43.0% |
| Admin fee / account holder | $46,641 | $15,405+202.8% | $12,431+275.2% | $11,250+314.6% |