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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,258 | $166,089+39.8% | $164,928+40.8% | $145,978+59.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 5.96% | 100.26%-94.3pp | 70.08%-64.1pp | 550.52%-544.6pp |
| Employer contribution / active EE | $15,937 | $5,276+202.1% | $4,343+266.9% | $4,662+241.9% |
| Participant deferral / active EE | $9,145 | $6,961+31.4% | $6,034+51.6% | $6,690+36.7% |
| Admin fee / account holder | $2,163 | $16,641-87.0% | $12,684-82.9% | $13,400-83.9% |