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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,160 | $154,159+28.5% | $130,026+52.4% | $139,456+42.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 8.49% | 32.50%-24.0pp | -137.26%+145.8pp | 373.45%-365.0pp |
| Employer contribution / active EE | $14,317 | $5,292+170.6% | $4,321+231.3% | $4,753+201.2% |
| Participant deferral / active EE | $9,411 | $6,710+40.3% | $5,821+61.7% | $6,711+40.2% |
| Admin fee / account holder | $1,740 | $14,001-87.6% | $10,608-83.6% | $11,407-84.7% |