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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,100 | $90,530-43.6% | $76,030-32.8% | $145,897-65.0% |
| Participation rate | 50.0% | 74.4%-24.4pp | 69.1%-19.1pp | 80.3%-30.3pp |
| Annual return | 20.08% | 625.08%-605.0pp | 361.54%-341.5pp | 552.29%-532.2pp |
| Employer contribution / active EE | $1,002 | $3,319-69.8% | $2,688-62.7% | $4,663-78.5% |
| Participant deferral / active EE | $2,353 | $5,164-54.4% | $4,257-44.7% | $6,689-64.8% |
| Admin fee / account holder | $872 | $8,383-89.6% | $6,421-86.4% | $13,390-93.5% |