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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,413 | $81,446-11.1% | $103,374-30.0% | $80,874-10.5% |
| Participation rate | 90.9% | 66.9%+24.1pp | 74.5%+16.4pp | 67.6%+23.3pp |
| Annual return | 7.74% | 25.57%-17.8pp | 24.89%-17.1pp | 35.62%-27.9pp |
| Employer contribution / active EE | $6,963 | $3,107+124.1% | $3,869+80.0% | $2,756+152.7% |
| Participant deferral / active EE | $1,749 | $3,870-54.8% | $5,058-65.4% | $4,297-59.3% |
| Admin fee / account holder | $7,749 | $6,715+15.4% | $8,394-7.7% | $6,935+11.7% |