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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,776 | $39,162-57.2% | $100,671-83.3% | $59,633-71.9% |
| Participation rate | 77.4% | 55.9%+21.5pp | 70.7%+6.6pp | 68.7%+8.7pp |
| Annual return | -3.43% | 21.07%-24.5pp | 20.43%-23.9pp | 2041.45%-2044.9pp |
| Employer contribution / active EE | $1,910 | $1,151+66.0% | $4,012-52.4% | $2,203-13.3% |
| Participant deferral / active EE | $2,513 | $1,992+26.2% | $3,144-20.1% | $3,192-21.3% |
| Admin fee / account holder | $1,062 | $2,969-64.2% | $4,850-78.1% | $4,297-75.3% |