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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,095 | $46,877-50.7% | $122,354-81.1% | $70,126-67.1% |
| Participation rate | 91.2% | 58.2%+33.0pp | 71.6%+19.6pp | 69.5%+21.7pp |
| Annual return | 17.82% | 24.22%-6.4pp | 30.28%-12.5pp | 73.15%-55.3pp |
| Employer contribution / active EE | $2,477 | $1,288+92.3% | $4,051-38.9% | $2,343+5.7% |
| Participant deferral / active EE | $3,549 | $2,167+63.8% | $3,287+8.0% | $3,332+6.5% |
| Admin fee / account holder | $2,758 | $3,324-17.0% | $5,479-49.7% | $4,645-40.6% |