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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,845 | $86,701-37.9% | $73,309-26.6% | $125,389-57.1% |
| Participation rate | 83.3% | 78.6%+4.7pp | 74.9%+8.4pp | 83.2%+0.1pp |
| Annual return | -8.45% | 2.78%-11.2pp | 5.67%-14.1pp | 282.24%-290.7pp |
| Employer contribution / active EE | $3,367 | $4,152-18.9% | $3,237+4.0% | $4,866-30.8% |
| Participant deferral / active EE | $4,601 | $5,549-17.1% | $4,991-7.8% | $5,352-14.0% |
| Admin fee / account holder | $1,231 | $7,768-84.2% | $5,635-78.2% | $9,541-87.1% |