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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,991 | $68,398+62.3% | $94,664+17.2% | $75,173+47.6% |
| Participation rate | 100.0% | 76.1%+23.9pp | 80.8%+19.2pp | 67.2%+32.8pp |
| Annual return | 29.73% | 616.72%-587.0pp | 156.84%-127.1pp | 160.72%-131.0pp |
| Employer contribution / active EE | $4,957 | $2,701+83.5% | $3,673+34.9% | $2,671+85.6% |
| Participant deferral / active EE | $7,370 | $6,537+12.8% | $7,417-0.6% | $4,126+78.6% |
| Admin fee / account holder | $1,456 | $5,324-72.7% | $7,222-79.8% | $5,651-74.2% |