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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,401 | $107,353-68.9% | $92,903-64.0% | $152,885-78.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 28.69% | 145.62%-116.9pp | 109.43%-80.7pp | 345.39%-316.7pp |
| Employer contribution / active EE | $2,108 | $4,222-50.1% | $3,653-42.3% | $4,763-55.7% |
| Participant deferral / active EE | $5,697 | $4,848+17.5% | $4,238+34.4% | $5,851-2.6% |
| Admin fee / account holder | $1,056 | $7,081-85.1% | $5,795-81.8% | $11,598-90.9% |