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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,736 | $97,732-59.3% | $83,831-52.6% | $135,380-70.6% |
| Participation rate | 76.9% | 80.0%-3.0pp | 76.1%+0.8pp | 82.6%-5.7pp |
| Annual return | -1.68% | 1287.56%-1289.2pp | 850.99%-852.7pp | 519.81%-521.5pp |
| Employer contribution / active EE | $2,250 | $4,222-46.7% | $3,631-38.0% | $4,779-52.9% |
| Participant deferral / active EE | $5,368 | $4,683+14.6% | $4,082+31.5% | $5,609-4.3% |
| Admin fee / account holder | $3,045 | $6,675-54.4% | $5,479-44.4% | $10,828-71.9% |