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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,049 | $126,661+121.9% | $113,397+147.8% | $138,895+102.3% |
| Participation rate | 83.3% | 79.4%+3.9pp | 76.5%+6.8pp | 79.9%+3.4pp |
| Annual return | 2.76% | 25.05%-22.3pp | 23.20%-20.4pp | 145.39%-142.6pp |
| Employer contribution / active EE | $3,112 | $3,456-10.0% | $2,977+4.5% | $4,194-25.8% |
| Participant deferral / active EE | $12,570 | $5,693+120.8% | $5,076+147.6% | $6,396+96.5% |
| Admin fee / account holder | $244,066 | $14,549+1577.5% | $11,957+1941.2% | $12,562+1842.9% |