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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,049 | $124,425+125.9% | $112,040+150.8% | $137,256+104.8% |
| Participation rate | 83.3% | 79.3%+4.0pp | 76.5%+6.8pp | 80.0%+3.4pp |
| Annual return | 2.76% | 24.72%-22.0pp | 24.52%-21.8pp | 220.34%-217.6pp |
| Employer contribution / active EE | $3,112 | $3,411-8.8% | $2,954+5.3% | $4,156-25.1% |
| Participant deferral / active EE | $12,570 | $5,718+119.8% | $5,098+146.6% | $6,407+96.2% |
| Admin fee / account holder | $244,066 | $15,207+1505.0% | $12,098+1917.4% | $12,270+1889.1% |