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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,369 | $162,821-34.1% | $133,978-19.9% | $158,982-32.5% |
| Participation rate | 91.3% | 83.2%+8.1pp | 79.8%+11.5pp | 82.0%+9.3pp |
| Annual return | 18.48% | 41.95%-23.5pp | 45.10%-26.6pp | 302.99%-284.5pp |
| Employer contribution / active EE | $1,993 | $4,976-60.0% | $3,919-49.2% | $4,763-58.2% |
| Participant deferral / active EE | $4,691 | $5,910-20.6% | $5,047-7.1% | $5,983-21.6% |
| Admin fee / account holder | $1,025 | $11,742-91.3% | $8,930-88.5% | $11,252-90.9% |