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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,923 | $166,242+34.7% | $165,071+35.7% | $145,884+53.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 11.35% | 100.44%-89.1pp | 70.17%-58.8pp | 551.85%-540.5pp |
| Employer contribution / active EE | $2,115 | $5,283-60.0% | $4,347-51.4% | $4,662-54.6% |
| Participant deferral / active EE | $8,263 | $6,964+18.7% | $6,035+36.9% | $6,690+23.5% |
| Admin fee / account holder | $3,800 | $16,658-77.2% | $12,695-70.1% | $13,392-71.6% |