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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,138 | $95,453-7.7% | $112,040-21.3% | $82,448+6.9% |
| Participation rate | 94.3% | 72.8%+21.6pp | 76.5%+17.8pp | 68.1%+26.3pp |
| Annual return | 15.69% | 23.92%-8.2pp | 24.52%-8.8pp | 41.64%-25.9pp |
| Employer contribution / active EE | $2,154 | $2,318-7.1% | $2,954-27.1% | $2,551-15.6% |
| Participant deferral / active EE | $4,148 | $4,224-1.8% | $5,098-18.6% | $4,139+0.2% |
| Admin fee / account holder | $8,185 | $9,013-9.2% | $12,098-32.3% | $7,234+13.1% |