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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,263 | $56,197+25.0% | $67,652+3.9% | $59,633+17.8% |
| Participation rate | 66.7% | 71.5%-4.8pp | 75.7%-9.0pp | 68.7%-2.0pp |
| Annual return | -0.89% | 18508.10%-18509.0pp | 6625.40%-6626.3pp | 2041.45%-2042.3pp |
| Employer contribution / active EE | $983 | $1,615-39.1% | $2,266-56.6% | $2,203-55.4% |
| Participant deferral / active EE | $3,322 | $2,844+16.8% | $3,560-6.7% | $3,192+4.1% |
| Admin fee / account holder | $1,397 | $3,958-64.7% | $4,821-71.0% | $4,297-67.5% |