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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,079 | $72,486+60.1% | $87,103+33.3% | $72,976+59.1% |
| Participation rate | 69.8% | 72.8%-3.0pp | 76.9%-7.1pp | 69.5%+0.3pp |
| Annual return | 25.20% | 24.46%+0.7pp | 28.19%-3.0pp | 81.02%-55.8pp |
| Employer contribution / active EE | $1,177 | $1,894-37.8% | $2,521-53.3% | $2,440-51.7% |
| Participant deferral / active EE | $4,384 | $3,270+34.1% | $4,049+8.3% | $3,608+21.5% |
| Admin fee / account holder | $2,621 | $5,055-48.2% | $7,491-65.0% | $5,124-48.9% |