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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,806 | $99,995-51.2% | $85,063-42.6% | $145,978-66.6% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 19.90% | 83.99%-64.1pp | 66.54%-46.6pp | 550.52%-530.6pp |
| Employer contribution / active EE | $2,560 | $3,231-20.8% | $2,727-6.1% | $4,662-45.1% |
| Participant deferral / active EE | $4,717 | $5,295-10.9% | $4,523+4.3% | $6,690-29.5% |
| Admin fee / account holder | $871 | $7,255-88.0% | $6,155-85.9% | $13,400-93.5% |