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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,086 | $93,117-68.8% | $77,096-62.3% | $134,532-78.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -20.70% | 62.67%-83.4pp | 42.35%-63.0pp | 418.27%-439.0pp |
| Employer contribution / active EE | $7,063 | $3,420+106.5% | $2,814+151.0% | $4,741+49.0% |
| Participant deferral / active EE | $3,460 | $5,241-34.0% | $4,429-21.9% | $6,401-45.9% |
| Admin fee / account holder | $2,484 | $6,948-64.3% | $5,428-54.2% | $11,429-78.3% |