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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,393 | $78,672-93.1% | $109,163-95.1% | $85,856-93.7% |
| Participation rate | 69.2% | 68.3%+1.0pp | 75.9%-6.6pp | 69.3%-0.1pp |
| Annual return | 18.69% | 25.09%-6.4pp | 25.75%-7.1pp | 318.58%-299.9pp |
| Employer contribution / active EE | $1,067 | $2,734-61.0% | $3,723-71.3% | $2,565-58.4% |
| Participant deferral / active EE | $1,593 | $3,467-54.0% | $4,654-65.8% | $3,952-59.7% |
| Admin fee / account holder | $101 | $5,470-98.1% | $6,754-98.5% | $6,261-98.4% |