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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,639 | $106,247-88.1% | $96,515-86.9% | $139,466-90.9% |
| Participation rate | 72.2% | 77.8%-5.6pp | 74.3%-2.1pp | 80.3%-8.1pp |
| Annual return | 19.30% | 38.47%-19.2pp | 35.73%-16.4pp | 373.66%-354.4pp |
| Employer contribution / active EE | $1,608 | $4,106-60.8% | $3,740-57.0% | $4,754-66.2% |
| Participant deferral / active EE | $2,267 | $5,456-58.5% | $4,880-53.5% | $6,712-66.2% |
| Admin fee / account holder | $692 | $7,885-91.2% | $6,735-89.7% | $11,409-93.9% |