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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,546 | $103,164-87.8% | $90,259-86.1% | $154,746-91.9% |
| Participation rate | 60.0% | 76.1%-16.1pp | 70.7%-10.7pp | 80.7%-20.7pp |
| Annual return | 18.59% | 19.25%-0.7pp | 18.88%-0.3pp | 172.34%-153.7pp |
| Employer contribution / active EE | $903 | $2,532-64.4% | $2,291-60.6% | $4,379-79.4% |
| Participant deferral / active EE | $2,758 | $4,422-37.6% | $3,827-27.9% | $6,730-59.0% |
| Admin fee / account holder | $7,196 | $8,593-16.3% | $7,267-1.0% | $14,365-49.9% |