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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,454 | $95,580-76.5% | $76,872-70.8% | $139,466-83.9% |
| Participation rate | 45.5% | 74.0%-28.5pp | 69.6%-24.1pp | 80.3%-34.9pp |
| Annual return | 100.12% | 55.00%+45.1pp | 37.90%+62.2pp | 373.66%-273.5pp |
| Employer contribution / active EE | $815 | $3,145-74.1% | $2,533-67.8% | $4,754-82.9% |
| Participant deferral / active EE | $2,179 | $4,623-52.9% | $3,832-43.1% | $6,712-67.5% |
| Admin fee / account holder | $548 | $8,302-93.4% | $5,476-90.0% | $11,409-95.2% |