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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,856 | $88,603-85.5% | $69,890-81.6% | $134,545-90.4% |
| Participation rate | 50.0% | 74.9%-24.9pp | 70.5%-20.5pp | 81.2%-31.2pp |
| Annual return | 1188.34% | 442.93%+745.4pp | 190.84%+997.5pp | 418.37%+770.0pp |
| Employer contribution / active EE | $842 | $3,236-74.0% | $2,560-67.1% | $4,742-82.2% |
| Participant deferral / active EE | $1,503 | $4,771-68.5% | $3,848-60.9% | $6,401-76.5% |
| Admin fee / account holder | $1,305 | $10,443-87.5% | $6,267-79.2% | $11,431-88.6% |