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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,283 | $88,778-14.1% | $81,844-6.8% | $145,884-47.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 5.89% | 1033.03%-1027.1pp | 778.87%-773.0pp | 551.85%-546.0pp |
| Employer contribution / active EE | $2,294 | $3,087-25.7% | $2,916-21.4% | $4,662-50.8% |
| Participant deferral / active EE | $5,692 | $4,648+22.5% | $4,323+31.7% | $6,690-14.9% |
| Admin fee / account holder | $14,964 | $8,430+77.5% | $7,355+103.4% | $13,392+11.7% |